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Mortgage rates skyrocketed today, in relative terms. It was the single worst day in nearly 2 years, and among only a few days where effective rates moved more than 0.10%. Typically, mortgage rates are offered in 0.125% increments. We're able to track "effective rates" by examining the upfront costs associated with any given rate. For instance, a quoted rate might not change from day to day despite major changes in upfront costs/credits. At a certain point, the upfront cost change is big enough that it makes more sense to jump up by the aforementioned 0.125% increment.
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Would you like to wake up early in the morning, look out your window with a cup of coffee in hand, and watch the purple horizon over miles of green corn fields?

This all brick two story listing is situated atop a Boone country rise, giving you a breathtaking view beyond its 25 acre spread!

Manchester Road gives you the seclusion you need while providing beautiful views of the South Beloit countryside and boasting top-to-bottom luxury for you and your family!

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Featuring a grand custom staircase, hardwood and travertine tile floors, you are immediately greeted by luxury right after you walk in the door. You will find formal living and dining spaces along with a professional kitchen upgraded with Viking appliances, cherry cabinets, granite surfaces, walk-in and butler pantries!

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Upstairs, you can find a sensible bedroom and bathroom floor plan enhanced by a large second floor bonus room. You can't miss the spacious laundry room, beautiful sun room, bright sun-lit study, and full exposure lower level with access to a lovely outdoor experience!

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Lastly, you can't ignore your industrial out building! This spacious structure gives you all the space you need to do any projects - indoors and outdoors!

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Are you looking for a home with timeless elegance?

How about a home nestled on a private wooded lot?

Look no further! This beautiful home in the pristine Deer Woods community boasts over 6000 square feet of combined living space and sports a 3.5 car garage, all while secluding itself in the Belvidere woods just off of Beaver Creek.

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Looking for a great location tucked between the Rock River and Rockford's premier golf course?

This home is the best of both worlds! 708 Meadow Crossing backs up to Atwood Forest preserve and is just minutes from the Atwood Homsestead Golf Course and the Rock River.

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On entry, you are greeted by a marvelous two story entry which leads to a formal living room, dining room, and spacious kitchen complete with a breakfast bar and an informal dining area featuring sliding doors to a tiered deck and backyard.

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The home's spacious family room houses a brick fireplace and a large window providing a southward view of the wooded backyard. Just upstairs, the large master bedroom features a private master bathroom with a sizeable whirlpool tub.

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Finally, the finished lower level walkout features a rec-room, a bonus room, and an extra full bathroom.

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It may seem that homebuyers and sellers don't agree on much, but they share one important concern: that the transaction is successful. This comradery is never more evident than during the appraisal process. It's only natural, since the results of the appraisal can send the deal spiraling out of control.

Updating your home to be more chic - without looking cheap - is completely doable on a budget.

If you're looking to add more class to your home, taking on a DIY project can give your house that extra sense of style while saving you money. No need to cringe at those three little words: "do it yourself." There really are fast, easy and affordable projects you can do on your own. Here are five relatively easy ways to enhance your home.

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It may seem that homebuyers and sellers don't agree on much, but they share one important concern: that the transaction is successful. This comradery is never more evident than during the appraisal process. It's only natural, since the results of the appraisal can send the deal spiraling out of control.

Appraisers take into account many factors when determining the worth of a home. While some of these, such as location, can't be helped, there are things a homeowner can do to ensure that the home is appraised for maximum value.

1. Information is KingAppraisers don't spend a lot of time in the home. In fact, Brian Coester, chief executive of appraisal firm CoesterVMS, tells CNBC that the interior inspection typically takes 30 minutes or...

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