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Has COVID-19 slowed us down? Nope, not at all. Has the pandemic decreased our home's value? Not even close.

Is it a good time to consider selling? You betcha!

Here's a look at what is happening in the real estate market around Rockford and the surrounding areas:

In July, the real estate board sold 593 homes. Today, there are 673 homes active and available to buy.

When you divide what is available by what has sold, that is the absorption rate. That's a fancy formula for telling us if no other homes are added to the market, how long will our current supply last us? Usually absorption rates are calculated in months. Today, our absorption rate is 40 days.

A balanced market will reflect an absorptio...

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Are you constantly worried about your mortgage and the longevity of your plan? Check our our five best tips to cut your payments down by weighing best practices, plans and mortgage officer recommendations.

1. Refinance to a shorter term

A 30-year home loan is a popular option for most homebuyers, however many homeowners aren’t aware of the several different terms offered by lenders. Many can offer as few as 10 years for a home loan.

What if we compared 20 to 30 years?

Most 20-year mortgages carry slightly lower rates than 30-year terms. Typically, they can be anywhere from one eighth to a quarter percent lower.

If you finance a $250,000 loan on a 30-year term at 3.75%, your combined payme...

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My husband this past weekend wore an old gold T shirt from our office's very first Agent Leadership Council Retreat in 2008. On the back, in simple black letters, it says:


𝐍𝐞𝐯𝐞𝐫 𝐝𝐨𝐮𝐛𝐭 𝐭𝐡𝐚𝐭 𝐚 𝐬𝐦𝐚𝐥𝐥 𝐠𝐫𝐨𝐮𝐩 𝐨𝐟 𝐭𝐡𝐨𝐮𝐠𝐡𝐭𝐟𝐮𝐥, 𝐜𝐨𝐦𝐦𝐢𝐭𝐭𝐞𝐝 𝐜𝐢𝐭𝐢𝐳𝐞𝐧𝐬 𝐜𝐚𝐧 𝐜𝐡𝐚𝐧𝐠𝐞 𝐭𝐡𝐞 𝐰𝐨𝐫𝐥𝐝; 𝐢𝐧𝐝𝐞𝐞𝐝, 𝐢𝐭'𝐬 𝐭𝐡𝐞 𝐨𝐧𝐥𝐲 𝐭𝐡𝐢𝐧𝐠 𝐭𝐡𝐚𝐭 𝐞𝐯𝐞𝐫 𝐡𝐚𝐬. - 𝐌𝐚𝐫𝐠𝐚𝐫𝐞𝐭 𝐌𝐞𝐚𝐝


That was prophetic. Since our inception, we have and will continue to change our world with the impact of our goodness and leadership. We are inclusive of every race, every religion and every socio-economic position in life. Everyone matters, everyone is respected... a...

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Mortgage rates are continuing to fall following the bellwether 10-year note with money flowing to safety driven by the coronavirus that is increasingly worrisome for the economic outlook.

It's widely known the stock market has been overbought compared to what is expected in 2020 growth and, technically, mortgage rates continued sliding this week as investors put money into safer assets like bonds, contributing to the 30-year fixed-rate mortgage dropping 9 basis points, according to Freddie Mac. Markets appear to be erring on the side of pessimism, preparing for slowdowns in growth and, potentially, another cut to the Federal Reserve's benchmark interest rate.

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Mortgage rates continue to slide...

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Although this is not necessarily good news, this is true news. Many of my sellers depend on me for honest, valid information. This piece sources from the Illinois Policy Institute and relays a fact that affects all of us homeowners.

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For the Greater Rockford Area, many wondered if the developments in Mercyhealth and the new Amazon facilities at the Rockford International Airport would boost our housing values. I have not noticed an impact on the housing market and believe we are now at the top of the market values heading downward.

According to CNBC, We'll be shifting into what we call a buyer's market. First-time home buyers will see that mortgage rates are around the lowest its been in thre...

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